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by Anwar
Wed Sep 18, 2019 11:56 am
Forum: Home Loan Forum
Topic: How is DTI calculated? DTI and LTI - What's the difference?
Replies: 5
Views: 1992

Re: How is DTI calculated? DTI and LTI - What's the difference?

Thanks, one final question, are business loans to be included in the liabilities for this calculation?
by Anwar
Tue Sep 17, 2019 8:41 pm
Forum: Home Loan Forum
Topic: How is DTI calculated? DTI and LTI - What's the difference?
Replies: 5
Views: 1992

Re: How is DTI calculated? DTI and LTI - What's the difference?

Thanks for clarifying. I’m a self-employed borrower (sole trader) should I use after-tax income or gross for the calculation?
How much of my rental and dividend income can I use?
And are all liabilities to be accounted for in the DTI calculation?
by Anwar
Tue Sep 17, 2019 7:36 pm
Forum: Home Loan Forum
Topic: How is DTI calculated? DTI and LTI - What's the difference?
Replies: 5
Views: 1992

How is DTI calculated? DTI and LTI - What's the difference?

Hi, I’m trying to determine whether or not my debt-to-income ratio is acceptable to lenders. I have a couple of questions, how is DTI calculated?
And what’s the difference between the loan to income ratio and DTI?

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