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by Don C
Wed Jun 05, 2019 11:52 am
Forum: Home Loan Forum
Topic: Which lenders provide no LMI 95% LVR investment loans for dentists?
Replies: 5
Views: 927

Re: Which lenders provide no LMI 95% LVR investment loans for dentists?

That’s good to know. How about interest-only periods. As a doctor, can I get an interest only no LMI home loan?
I’ve been hearing some lenders are re-entering 10-year interest only market. Is this an option for me?
by Don C
Tue Jun 04, 2019 6:54 pm
Forum: Home Loan Forum
Topic: Which lenders provide no LMI 95% LVR investment loans for dentists?
Replies: 5
Views: 927

Re: Which lenders provide no LMI 95% LVR investment loans for dentists?

I understand, unless lenders assess my income using my current year’s annualised income of $240,000, I may not be able to borrow the amount I need. My PPR has a mortgage balance of $590,000, similar properties in the area sell for $720,000 approx. I also have a couple of credit cards with a credit l...
by Don C
Tue Jun 04, 2019 4:22 pm
Forum: Home Loan Forum
Topic: Which lenders provide no LMI 95% LVR investment loans for dentists?
Replies: 5
Views: 927

Which lenders provide no LMI 95% LVR investment loans for dentists?

Hi, I’ve been working with the same dental practice for the last 10 years, but it was only 8 months ago that I was made a partner (20% ownership). My personal taxable income last year was $110,800 and this year’s annualised taxable income is estimated to be around $240,000. When I went to my bank We...

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