Search found 3 matches

by Percy
Fri May 24, 2019 6:22 pm
Forum: Home Loan Forum
Topic: RAMS knocked me back saying they don't accept low docs anymore
Replies: 5
Views: 1324

Re: RAMS knocked me back saying they don't accept low docs anymore

According to your website, even with a 20% deposit, I’ll be in the hole for LMI, why? Can you also provide me with a list or review of low doc lenders?
by Percy
Fri May 24, 2019 4:13 pm
Forum: Home Loan Forum
Topic: RAMS knocked me back saying they don't accept low docs anymore
Replies: 5
Views: 1324

Re: RAMS knocked me back saying they don't accept low docs anymore

I was hoping to use my accountant’s letter to verify my income as my tax returns aren’t quite up to date nor does it show my real income. Is an accountant’s letter enough or do I need to provide additional documents?
by Percy
Fri May 24, 2019 3:16 pm
Forum: Home Loan Forum
Topic: RAMS knocked me back saying they don't accept low docs anymore
Replies: 5
Views: 1324

RAMS knocked me back saying they don't accept low docs anymore

Hi, I was advised by a friend of mine who used to work as a real estate agent that RAMS accepted low doc loans for business owners. But when I went there I was told by one of their loan officers that they don’t accept low docs anymore. Is that true? Are all the major banks pulling out of low docs?

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