Search found 4 matches

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Fri Mar 08, 2019 6:42 pm
Forum: Home Loan Forum
Topic: Is it possible to get a better rate with a low doc loan?
Replies: 6
Views: 12231

Re: Is it possible to get a better rate with a low doc loan?

I’ve filled up the online assessment form. Give me a call and let's talk interest rates :)
by
Fri Mar 08, 2019 3:14 pm
Forum: Home Loan Forum
Topic: Is it possible to get a better rate with a low doc loan?
Replies: 6
Views: 12231

Re: Is it possible to get a better rate with a low doc loan?

Yeah. We don’t have our tax returns yet, is an accountant’s declaration letter enough?
by
Fri Mar 08, 2019 1:58 pm
Forum: Home Loan Forum
Topic: Is it possible to get a better rate with a low doc loan?
Replies: 6
Views: 12231

Re: Is it possible to get a better rate with a low doc loan?

I would just like to clarify a few things first. We’ve paid down our loan to our current LVR of 80%. If we went with a low doc loan, you mentioned risk fees may apply. What's a risk fee exactly?
by
Fri Mar 08, 2019 11:42 am
Forum: Home Loan Forum
Topic: Is it possible to get a better rate with a low doc loan?
Replies: 6
Views: 12231

Is it possible to get a better rate with a low doc loan?

My husband and I both left our office jobs to start our own restaurant. We opened our door to customers last year and it has been super busy for us. The restaurant is doing quite well and we're looking to refinance our home at a better rate. We have about a 100k equity in the house. Is it possible to get a better rate with a low doc loan?