Search found 12 matches

by Howard
Mon Dec 24, 2018 7:30 pm
Forum: Home Loan Forum
Topic: Can a self-employed dentist get a home loan?
Replies: 4
Views: 1097

Re: Can a self-employed dentist get a home loan?

Okay, so I can still have my LMI waived while buying the property! Nice! Thanks a lot for sharing this info. I’ll call you guys in the coming week.
by Howard
Mon Dec 24, 2018 5:31 pm
Forum: Home Loan Forum
Topic: Can a self-employed dentist get a home loan?
Replies: 4
Views: 1097

Re: Can a self-employed dentist get a home loan?

That sounds great. You really are experts. I can arrange for the last two tax returns. Can you tell me how I can be able to get discounts for this home loan?
by Howard
Mon Dec 24, 2018 3:52 pm
Forum: Home Loan Forum
Topic: Can a self-employed dentist get a home loan?
Replies: 4
Views: 1097

Can a self-employed dentist get a home loan?

Hi team, I’m a self-employed dentist and operate my own practice. However, it’s less than a year old; I started it just last September so I haven’t completed my tax return for this year. I’m thinking of buying a property in the Newcastle area in the range of $800,000. I can contribute $70-80,000. Is...
by Howard
Mon Jun 11, 2018 8:32 pm
Forum: Home Loan Forum
Topic: Do Australian expats in Hong Kong qualify for a mortgage?
Replies: 4
Views: 5267

Re: Do Australian expats in Hong Kong qualify for a mortgage?

I'm glad we won't be assessed as foreigners. I will call by the end of the month to discuss everything. Bye.
by Howard
Mon Jun 11, 2018 3:26 pm
Forum: Home Loan Forum
Topic: Do Australian expats in Hong Kong qualify for a mortgage?
Replies: 4
Views: 5267

Re: Do Australian expats in Hong Kong qualify for a mortgage?

Wow, sounds great. Can you let me know what documents we can use as proof of our foreign income acceptable to Australian lenders?
by Howard
Mon Jun 11, 2018 12:43 pm
Forum: Home Loan Forum
Topic: Do Australian expats in Hong Kong qualify for a mortgage?
Replies: 4
Views: 5267

Do Australian expats in Hong Kong qualify for a mortgage?

Hi Home Loan Experts. I’m a Chinese (have an Australian PR), and my Australian hubby wants to purchase an apartment in Sydney as an investment property. We are looking to borrow in the range of 800,000 AUD. I’m a graphic designer and earn HKD 3,000 monthly. My husband is executive chef of a 5-star h...
by Howard
Fri May 04, 2018 6:45 pm
Forum: Home Loan Forum
Topic: Will the bank accept increased loan amount in a pre-approval?
Replies: 4
Views: 3768

Re: Will the bank accept increased loan amount in a pre-approval?

Wow, thanks for that info. I’ll check with AMP firstly and I’ll let you know the outcome. Cheers.
by Howard
Fri May 04, 2018 4:34 pm
Forum: Home Loan Forum
Topic: Will the bank accept increased loan amount in a pre-approval?
Replies: 4
Views: 3768

Re: Will the bank accept increased loan amount in a pre-approval?

Does this mean that there are chances that the bank may not approve my application for the increased loan amount?
by Howard
Fri May 04, 2018 2:18 pm
Forum: Home Loan Forum
Topic: Will the bank accept increased loan amount in a pre-approval?
Replies: 4
Views: 3768

Will the bank accept increased loan amount in a pre-approval?

Hi Team, I was preapproved by AMP a couple of months ago for $540,000. Recently, I went to an auction and found a perfect 2-bedroom property. I bid for it and it was accepted, but the catch is it’s now $20,000 more than the pre-approval amount. Will the bank give me a loan for the increased amount o...
by Howard
Mon Apr 23, 2018 9:00 pm
Forum: Home Loan Forum
Topic: On maternity leave and I need a home loan
Replies: 4
Views: 2627

Re: On maternity leave and I need a home loan

That's great! I will give you guys a call by the end of the week and discuss my options.
by Howard
Mon Apr 23, 2018 5:18 pm
Forum: Home Loan Forum
Topic: On maternity leave and I need a home loan
Replies: 4
Views: 2627

Re: On maternity leave and I need a home loan

Wow, sounds great. What is the maximum amount that I can borrow? Do the lenders consider other factors apart from these mentioned above?
by Howard
Mon Apr 23, 2018 3:24 pm
Forum: Home Loan Forum
Topic: On maternity leave and I need a home loan
Replies: 4
Views: 2627

On maternity leave and I need a home loan

I earn $65,000 annually but right now I'm on maternity leave and I’m wondering if the banks accept my situation. I actually am still paid so serviceability should not be a problem. Can I get a home loan or do I need to wait until I'm back working? Hope to hear from your team soon.

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