Search found 9 matches

by Not Lofty
Thu Feb 01, 2018 9:34 pm
Forum: Home Loan Forum
Topic: How much I can borrow for low-doc loan?
Replies: 4
Views: 5309

Re: How much I can borrow for low-doc loan?

Thanks Otto for the information. I’ll visit your office in the coming week and discuss further. Have a good day.
by Not Lofty
Thu Feb 01, 2018 5:11 pm
Forum: Home Loan Forum
Topic: How much I can borrow for low-doc loan?
Replies: 4
Views: 5309

Re: How much I can borrow for low-doc loan?

Thanks for the info. Do all the lenders do low-doc loans or only specialist lenders do such loans?
by Not Lofty
Thu Feb 01, 2018 2:12 pm
Forum: Home Loan Forum
Topic: How much I can borrow for low-doc loan?
Replies: 4
Views: 5309

How much I can borrow for low-doc loan?

Hello Forum!
I have been considering getting a low doc loan to buy a unit but I am not sure whether I’ll qualify for one. Can anybody at this forum tell me if I’ll be eligible to take out a low doc mortgage or not?
by Not Lofty
Thu May 19, 2016 9:41 pm
Forum: Home Loan Forum
Topic: Do banks provide loans to self-employed people?
Replies: 7
Views: 8473

Re: Do banks provide loans to self-employed people?

I went through your website and got an understanding of what I should do. Thanks for the prompt reply. You’ll receive a call from me within the end of the week. Cheers!
by Not Lofty
Wed May 18, 2016 8:23 pm
Forum: Home Loan Forum
Topic: Do banks provide loans to self-employed people?
Replies: 7
Views: 8473

Re: Do banks provide loans to self-employed people?

Thanks for the prompt reply. I’ve also heard that we can show the add-backs as our final income and could borrow more. Can you tell me what expenses I can add back and how does it all work?
by Not Lofty
Tue May 17, 2016 12:27 pm
Forum: Commercial Loan Forum
Topic: Budget friendly ways to raise commercial property value
Replies: 4
Views: 18065

Re: Budget friendly ways to raise commercial property value

I'd really like to borrow the maximum LVR I can get, hopefully, at a competitive interest rate so I'll call your office to see how specifically you guys can help with that.
by Not Lofty
Mon May 16, 2016 6:51 pm
Forum: Home Loan Forum
Topic: Do banks provide loans to self-employed people?
Replies: 7
Views: 8473

Do banks provide loans to self-employed people?

I am a self-employed graphics designer currently renting an apartment in Perth. My annual income is around $80,000 to $90,000. As I have been earning much better and more consistently than what I did when I started out, I want to buy a home for myself in south Perth but I am not sure about the avail...
by Not Lofty
Mon May 16, 2016 4:49 pm
Forum: Commercial Loan Forum
Topic: Budget friendly ways to raise commercial property value
Replies: 4
Views: 18065

Re: Budget friendly ways to raise commercial property value

Hi Otto, thanks for the tips. I'm also looking to buy another commercial property, an office, and I want to know if you guys can help with that.
by Not Lofty
Mon May 16, 2016 10:12 am
Forum: Commercial Loan Forum
Topic: Budget friendly ways to raise commercial property value
Replies: 4
Views: 18065

Budget friendly ways to raise commercial property value

Hi, I'd purchased a commercial property a few years ago but it hasn't really increased a lot in value and vacancy rates have gone a bit high instead. I'd really appreciate if anyone can give me some budget friendly ways that I can raise the value of my commercial property and attract tenants too.