Search found 11 matches

by Lei
Mon Feb 12, 2018 8:45 pm
Forum: Home Loan Forum
Topic: Business loan for a shop front with 0 deposit
Replies: 6
Views: 9268

Re: Business loan for a shop front with 0 deposit

Hey.
A friend of mine is seeking a business loan. He approached me to be his guarantor. What are the risks of being one?
by Lei
Wed Dec 20, 2017 6:51 pm
Forum: Home Loan Forum
Topic: Are Chinese investors allowed Australian mortgages nowadays?
Replies: 4
Views: 5682

Re: Are Chinese investors allowed Australian mortgages nowadays?

Thank you for your reply. I’m planning to visit Australia next month. I’ll try to visit your office during that time.
by Lei
Wed Dec 20, 2017 3:55 pm
Forum: Home Loan Forum
Topic: Are Chinese investors allowed Australian mortgages nowadays?
Replies: 4
Views: 5682

Re: Are Chinese investors allowed Australian mortgages nowadays?

My partner is also Chinese (sigh) and I’m self-employed. I own a company which supplies chip parts for laptops and mobile phone manufacturers. What income evidence so I need to provide?
by Lei
Wed Dec 20, 2017 11:57 am
Forum: Home Loan Forum
Topic: Are Chinese investors allowed Australian mortgages nowadays?
Replies: 4
Views: 5682

Are Chinese investors allowed Australian mortgages nowadays?

Hello team. I am a Chinese citizen and was thinking to invest in property in Australia. I’ve heard recently that it is difficult for Chinese investors to get a mortgage in Australia now because large banks have pulled out to lend to foreigners. So is it not possible for me to get loan to buy real es...
by Lei
Tue May 17, 2016 7:23 am
Forum: Home Loan Forum
Topic: Can I use a personal loan in lieu of deposit?
Replies: 7
Views: 8816

Re: Can I use a personal loan in lieu of deposit?

Thanks a lot for the prompt reply Otto. I look forward to speaking with you guys soon.
by Lei
Sun May 15, 2016 11:10 am
Forum: Home Loan Forum
Topic: Can I use a personal loan in lieu of deposit?
Replies: 7
Views: 8816

Re: Can I use a personal loan in lieu of deposit?

Hi, the replies are very informative and thorough. I’m also in a situation like this. It’s tough to save money and we can’t be renting forever. Any ideas?
by Lei
Thu May 12, 2016 9:12 pm
Forum: Home Loan Forum
Topic: What is negative gearing & how can I benefit from it?
Replies: 7
Views: 8155

Re: What is negative gearing & how can I benefit from it?

Thank you for your replies, you have been immensely helpful!! I will discuss further with my accountant and speak to you guys. Have a great day.
by Lei
Tue May 10, 2016 7:23 pm
Forum: Home Loan Forum
Topic: What is negative gearing & how can I benefit from it?
Replies: 7
Views: 8155

Re: What is negative gearing & how can I benefit from it?

Thanks for that. As in the above example, I get the idea that we save tax but do you think we can overcome the loss?
by Lei
Sun May 08, 2016 11:57 am
Forum: Home Loan Forum
Topic: What is negative gearing & how can I benefit from it?
Replies: 7
Views: 8155

What is negative gearing & how can I benefit from it?

I have invested heavily in shares and new start-ups. Now, I want to diversify my portfolio; my accountant has advised me to invest in properties and also mentioned “negative gearing”, which according to him could save me taxes as well. His explanation was very complicated and I pretended to understa...
by Lei
Thu Feb 18, 2016 11:15 am
Forum: Commercial Loan Forum
Topic: Can't find commercial loan rates
Replies: 5
Views: 19331

Re: Can't find commercial loan rates

Thanks Otto. That was exactly what I wanted to find. I'll check out your website more and maybe enquire in a few days. Bye.
by Lei
Wed Feb 17, 2016 4:17 pm
Forum: Commercial Loan Forum
Topic: Can't find commercial loan rates
Replies: 5
Views: 19331

Can't find commercial loan rates

Hi, I'd like to know where I can find a list or table of commercial loan interest rates. I checked out the rates on different lender websites but it either wasn't really mentioned properly (said 'case by case') or just asked me to call them up and find out...