Search found 11 matches

by batman
Mon Dec 18, 2017 7:46 pm
Forum: Home Loan Forum
Topic: Can I get a home loan with bad credit?
Replies: 4
Views: 4876

Re: Can I get a home loan with bad credit?

This gave me a clear idea about a credit file. I will be more careful to avoid such kinds of mishaps in the future. Cheers.
by batman
Mon Dec 18, 2017 6:38 pm
Forum: Home Loan Forum
Topic: Can I get a home loan with bad credit?
Replies: 4
Views: 4876

Re: Can I get a home loan with bad credit?

Thanks for the prompt reply Otto. So if I do have bad credit, is there any lender out there who will lend me as I have amended my habit?
by batman
Mon Dec 18, 2017 2:58 pm
Forum: Home Loan Forum
Topic: Can I get a home loan with bad credit?
Replies: 4
Views: 4876

Can I get a home loan with bad credit?

Hello Team, I live in Queensland. I am planning to buy a home as I have a steady income now. I think I could be better financially if I paid for my own mortgage rather than paying rent. Honestly speaking, my credit card use got a bit out of hand. I used to shop unnecessarily and I didn’t pay what I ...
by batman
Tue Sep 15, 2015 8:13 pm
Forum: Home Loan Forum
Topic: How to buy out your partner in a mortgage
Replies: 5
Views: 4985

Re: How to buy out your partner in a mortgage

There was no bitterness in our separation as we had come up with the decision mutually. I'm sure she will agree and sign it without any problems. Thanks for your help Otto. Will contact when I'm ready.
by batman
Tue Sep 15, 2015 10:15 am
Forum: Home Loan Forum
Topic: How to buy out your partner in a mortgage
Replies: 5
Views: 4985

How to buy out your partner in a mortgage

My partner and I separated a few months back but I realise that her name is still on the loan title. How can I buy her out in the mortgage? Will I have to refinance or is there another way?
by batman
Thu Jul 09, 2015 6:07 pm
Forum: Home Loan Forum
Topic: How can I get my overseas income accepted by the bank?
Replies: 7
Views: 7266

Re: How can I get my overseas income accepted by the bank?

Thanks a lot. Good to know that we’ve got 2 backup options just in case so we don’t miss out on the opportunity to buy the house we’ve selected. Hopefully, we’ll get my overseas income accepted so to have the best chance, I think I’ll be taking you guys’ help. You can expect a call from us by the en...
by batman
Wed Jul 08, 2015 8:07 pm
Forum: Home Loan Forum
Topic: How can I get my overseas income accepted by the bank?
Replies: 7
Views: 7266

Re: How can I get my overseas income accepted by the bank?

If, for any reason, I can’t get my overseas income accepted or get my partner’s self employed earnings accepted, what can we do? I want a backup alternative so can you provide me one?
by batman
Wed Jul 08, 2015 9:10 am
Forum: Home Loan Forum
Topic: How can I get my overseas income accepted by the bank?
Replies: 7
Views: 7266

How can I get my overseas income accepted by the bank?

Hi everyone, I’m an Australian citizen and my partner is a permanent resident. We want to buy a house and in order to do so, apply together for a home loan. But the last time we applied with a bank, my overseas income wasn’t accepted so we couldn’t get the deal we want. You see, I’m currently workin...
by batman
Sun May 24, 2015 3:21 pm
Forum: Commercial Loan Forum
Topic: Are no doc loans not offered anymore?
Replies: 7
Views: 25607

Re: Are no doc loans not offered anymore?

Thanks for taking the time to reply, Otto. I was going through your website in the morning and I’ve also filled in the assessment form. I think I’ll be talking to one of the brokers tomorrow. Thanks again!
by batman
Fri May 22, 2015 10:14 am
Forum: Commercial Loan Forum
Topic: Are no doc loans not offered anymore?
Replies: 7
Views: 25607

Re: Are no doc loans not offered anymore?

Oh, so that's what happened :|. I had no idea about the GFC but it’s good to know that some lenders still offer no doc loans. How much can I borrow?
by batman
Fri May 22, 2015 7:23 am
Forum: Commercial Loan Forum
Topic: Are no doc loans not offered anymore?
Replies: 7
Views: 25607

Are no doc loans not offered anymore?

Good morning experts, My dad’s an artist and he says he never had a fixed job or regular salary. He’s been earning through the sale of his paintings instead. He says that he took out a no doc loan to buy his current house 15 years back. I’m also an artist like him and I’m doing good for myself since...