Hi elsom2010,
Your circumstances appear to be a little complex. It would be best if you contact our office to discuss your situation in detail.
Search found 6 matches
- Wed Jun 24, 2015 8:42 pm
- Forum: Property Investment Forum
- Topic: Property Investment
- Replies: 1
- Views: 55064
- Sat Jun 06, 2015 12:42 pm
- Forum: Home Loan Forum
- Topic: Use rental history as my 5% genuine saving
- Replies: 1
- Views: 4555
Re: Use rental history as my 5% genuine saving
Hi vikbhu,
The general expectation is that all parties to the loan are also on the lease.
Rental as genuine savings is quiet a complex lending policy and a number of requirements need to be clearly demonstrated. I would strongly recommend you contact our office to discuss in more detail.
The general expectation is that all parties to the loan are also on the lease.
Rental as genuine savings is quiet a complex lending policy and a number of requirements need to be clearly demonstrated. I would strongly recommend you contact our office to discuss in more detail.
- Mon Apr 27, 2015 6:22 pm
- Forum: Home Loan Forum
- Topic: First Home Buyers with small defaults on credit history
- Replies: 1
- Views: 4346
Re: First Home Buyers with small defaults on credit history
Hi elletemple,
Certainly paying the defaults on your credit file will increase your chances in getting a home loan, its unlikely any lender would approve your application if the defaults remain unpaid.
Please keep in mind though if you do not have a deposit and are considering a guarantor home loan there are not may lenders who would consider this type of loan if you have credit issues. I would suggest you contact our office to discuss your options with one of our brokers.
Certainly paying the defaults on your credit file will increase your chances in getting a home loan, its unlikely any lender would approve your application if the defaults remain unpaid.
Please keep in mind though if you do not have a deposit and are considering a guarantor home loan there are not may lenders who would consider this type of loan if you have credit issues. I would suggest you contact our office to discuss your options with one of our brokers.
- Fri Apr 10, 2015 4:06 pm
- Forum: Home Loan Forum
- Topic: House and Land Loan
- Replies: 1
- Views: 4738
Re: House and Land Loan
Hi naeson,
This really depends on the property you end up buying. Some builders will have house and land packages and at other times you will find the vacant land first and then source a builder separately. As a general rule if you do enter into 2 separate contracts you will need a minimum of approx 5% for each.
This really depends on the property you end up buying. Some builders will have house and land packages and at other times you will find the vacant land first and then source a builder separately. As a general rule if you do enter into 2 separate contracts you will need a minimum of approx 5% for each.
- Tue Aug 19, 2014 6:37 pm
- Forum: Home Loan Forum
- Topic: Home loan
- Replies: 1
- Views: 3650
Re: Home loan
Hi Ginanig79,
There are some lenders that will consider centrelink income, however, to provide you with an accurate response we would need to understand your entire circumstances.
Feel free to contact us so we can assess your entire circumstances to determine your eligibility for a home loan.
There are some lenders that will consider centrelink income, however, to provide you with an accurate response we would need to understand your entire circumstances.
Feel free to contact us so we can assess your entire circumstances to determine your eligibility for a home loan.
- Thu Jul 31, 2014 3:09 pm
- Forum: Property Investment Forum
- Topic: Capital Gains Tax - 2 properties
- Replies: 1
- Views: 20679
Re: Capital Gains Tax - 2 properties
Hi Ken,
Most real estate is subject to CGT. This includes vacant land, business premises, rental properties, holiday houses and hobby farms. Your ‘main residence’ (family home) is generally exempt from CGT unless you rented it out for a time or it's on more than two hectares of land.
I hope this answers your question. You can find more information on Capital Tax Gain on our website.
I would also suggest calling the ATO to discuss your circumstances.
Most real estate is subject to CGT. This includes vacant land, business premises, rental properties, holiday houses and hobby farms. Your ‘main residence’ (family home) is generally exempt from CGT unless you rented it out for a time or it's on more than two hectares of land.
I hope this answers your question. You can find more information on Capital Tax Gain on our website.
I would also suggest calling the ATO to discuss your circumstances.