Search found 51 matches

by Anna90
Mon Jan 19, 2015 3:42 pm
Forum: Home Loan Forum
Topic: Should I invest in an overseas property?
Replies: 7
Views: 9304

Re: Should I invest in an overseas property?

I see… thank you for explaining things to me, Otto.
by Anna90
Mon Jan 19, 2015 1:12 pm
Forum: Home Loan Forum
Topic: Should I invest in an overseas property?
Replies: 7
Views: 9304

Re: Should I invest in an overseas property?

Hi everyone!

This has been informative to me to say the least. However I am not sure about how exchange rate may harm me. Could someone explain more about that?
by Anna90
Wed Dec 24, 2014 12:13 pm
Forum: Home Loan Forum
Topic: What are the documents required to do my taxes?
Replies: 7
Views: 10968

Re: What are the documents required to do my taxes?

Thank you, Otto! This information is very helpful. I will talk to my accountant right away.
by Anna90
Wed Dec 24, 2014 10:15 am
Forum: Home Loan Forum
Topic: What are the documents required to do my taxes?
Replies: 7
Views: 10968

Re: What are the documents required to do my taxes?

Could you kindly list the additional documents as well?
by Anna90
Wed Dec 24, 2014 9:01 am
Forum: Home Loan Forum
Topic: What are the documents required to do my taxes?
Replies: 7
Views: 10968

What are the documents required to do my taxes?

Hello there,

I recently purchased an investment property. I know that I have to pay the taxes. However, I have no idea what documents I would require. Could anyone guide me in this matter?
by Anna90
Thu Dec 11, 2014 1:45 pm
Forum: Home Loan Forum
Topic: How much interest will I pay on my home loan?
Replies: 7
Views: 9234

Re: How much interest will I pay on my home loan?

Hi everyone,

There was something mentioned about fixed and variable rate. Could someone tell me how it will affect the interest I will pay on my home loan?
by Anna90
Tue Nov 25, 2014 1:45 pm
Forum: Home Loan Forum
Topic: What is my credit score?
Replies: 7
Views: 10783

Re: What is my credit score?

Thank you for your time and patience. I will definitely call you guys when I am ready to buy a house.
by Anna90
Tue Nov 25, 2014 12:11 pm
Forum: Home Loan Forum
Topic: What is my credit score?
Replies: 7
Views: 10783

Re: What is my credit score?

Thank you. The calculator asked me about credit enquiries. I have applied for a new credit card and a personal loan within the past six months. How will it affect my credit score?
by Anna90
Tue Nov 25, 2014 11:10 am
Forum: Home Loan Forum
Topic: What is my credit score?
Replies: 7
Views: 10783

What is my credit score?

Hi home loan experts!

I am a school teacher from Sydney. My annual salary is $54,000. I have been thinking about buying a house for some time now, and would like to borrow as much as possible for the purchase. When I looked around for information, I found out that my credit score has a significant impact on the amount that I will be able to borrow.

However, I have no inkling of what credit score is. Is there some way that I can estimate my credit score?
by Anna90
Fri Nov 21, 2014 7:38 pm
Forum: Home Loan Forum
Topic: Can anyone help me understand what "equity" means?
Replies: 7
Views: 10570

Re: Can anyone help me understand what "equity" means?

Thanks a lot for the info. I’ll have a look at your website for now and if I need to learn more then I’ll give you a call. Have a good day.
by Anna90
Fri Nov 21, 2014 1:03 pm
Forum: Home Loan Forum
Topic: Can anyone help me understand what "equity" means?
Replies: 7
Views: 10570

Re: Can anyone help me understand what "equity" means?

Hi. While going through this thread, I was intrigued by a “favourable purchase.” Will I be able to get a favourable purchase from someone other than my parents? I also want to know how much I can borrow.
by Anna90
Mon Nov 03, 2014 2:34 pm
Forum: Home Loan Forum
Topic: Loan with no evidence of income
Replies: 7
Views: 9255

Re: Loan with no evidence of income

Thank you very much for your reply, Otto. Your website has been very helpful to me. I’ll call your office to learn more. Bye.
by Anna90
Sun Nov 02, 2014 4:01 pm
Forum: Home Loan Forum
Topic: Loan with no evidence of income
Replies: 7
Views: 9255

Re: Loan with no evidence of income

Hi everyone, I want to take out a low doc home loan but I can only provide my bank statements right now. Can anyone tell me if I can still be able to get a low doc loan without providing anything else?
by Anna90
Mon Oct 13, 2014 2:52 pm
Forum: Home Loan Forum
Topic: Using my current house to get a home loan
Replies: 7
Views: 8408

Re: Using my current house to get a home loan

I’ll definitely have a talk with my financial adviser on this matter. I’ll make a decision on whether to choose a line of credit facility based on his advice. In any case, I’ll need a home equity loan and I’ll be giving you a call within a week or so. Cheers, mate!
by Anna90
Sat Oct 11, 2014 9:17 am
Forum: Home Loan Forum
Topic: Using my current house to get a home loan
Replies: 7
Views: 8408

Re: Using my current house to get a home loan

Hi there experts,

I’m thinking about getting a home equity loan like kenryu here. However, my colleagues warned me that the banks offer a line of credit, and charge higher interest for it. Can you please explain to me what a line of credit is and if it has any benefits?