Search found 41 matches

by airenwaren
Mon May 18, 2015 7:21 pm
Forum: Property Investment Forum
Topic: Changes in lending policies for investment loans
Replies: 7
Views: 45852

Re: Changes in lending policies for investment loans

I understand why my friend speaks so highly of you guys. You guys are so quick to answer, and your answers are in so much detail. I need to buy the investment property regardless of these policy changes. I’ll need your help in finding the best solution so I’ll give you a call tomorrow afternoon.
by airenwaren
Mon May 18, 2015 11:13 am
Forum: Property Investment Forum
Topic: Changes in lending policies for investment loans
Replies: 7
Views: 45852

Re: Changes in lending policies for investment loans

Oh, I get it now. Thanks for your quick reply. So what do you suggest I should do now?
by airenwaren
Mon May 18, 2015 7:19 am
Forum: Property Investment Forum
Topic: Changes in lending policies for investment loans
Replies: 7
Views: 45852

Changes in lending policies for investment loans

Hello there, I’d applied for an investment loan with one of the major banks a few weeks back. However, they blatantly rejected my application even though I was sure I’d met all of their requirements for the loan. They tried to avoid giving a reason at first but after I insisted, I was told that it w...
by airenwaren
Fri Nov 28, 2014 4:10 pm
Forum: Home Loan Forum
Topic: Do banks consider income from second job for a home loan?
Replies: 7
Views: 7171

Re: Do banks consider income from second job for a home loan

I can provide my payslips and tax returns as well. I guess the important thing is to choose the right lender like you have mentioned. I am going to contact you so that you can help me choose a suitable lender for me. Thanks!
by airenwaren
Fri Nov 28, 2014 1:54 pm
Forum: Home Loan Forum
Topic: Do banks consider income from second job for a home loan?
Replies: 7
Views: 7171

Re: Do banks consider income from second job for a home loan

Hi everyone,

I am working part time in a hotel in Perth as a corporate trainer. I work 20 hours a week, and have a yearly income of $30,000. Could someone tell me what evidence of income do I need to provide for a home loan?
by airenwaren
Fri Nov 21, 2014 5:23 pm
Forum: Home Loan Forum
Topic: Would a basic home loan be a suitable option for me?
Replies: 7
Views: 6565

Re: Would a basic home loan be a suitable option for me?

Hello Otto,

Thanks for replying so soon. I’ll continue looking into it for now. I’ll call your office if I have any confusions. Cheers :)
by airenwaren
Thu Nov 20, 2014 3:01 pm
Forum: Home Loan Forum
Topic: Would a basic home loan be a suitable option for me?
Replies: 7
Views: 6565

Re: Would a basic home loan be a suitable option for me?

Hello everybody!

I’ve been considering getting a professional package and I want to know the benefits that are covered by the single annual fee. Is there anyone who can clearly explain this to me?
by airenwaren
Fri Oct 03, 2014 1:34 pm
Forum: Home Loan Forum
Topic: What are the features of Australian mortgage?
Replies: 7
Views: 6575

Re: What are the features of Australian mortgage?

Thank you for the explanation, Otto. Your website is very informative so I will go through it for now.
by airenwaren
Fri Oct 03, 2014 11:56 am
Forum: Home Loan Forum
Topic: What are the features of Australian mortgage?
Replies: 7
Views: 6575

Re: What are the features of Australian mortgage?

Thank you for the information. However, I am not sure what an offset account is, and how it will help me save money.
by airenwaren
Fri Oct 03, 2014 10:12 am
Forum: Home Loan Forum
Topic: What are the features of Australian mortgage?
Replies: 7
Views: 6575

What are the features of Australian mortgage?

Hello everyone, I am from India and I have been working in Australia for the past three years. I have an annual salary of $72,000 as an environmental engineer. I have been renting an apartment located at Coventry Street, Southbank and there is a place for sale at Southbank Boulevard that I want to b...
by airenwaren
Mon Aug 18, 2014 3:21 pm
Forum: Home Loan Forum
Topic: Will the bank accept the income from my previous job?
Replies: 7
Views: 6417

Re: Will the bank accept the income from my previous job?

Oh okay. Thanks for letting me know about this. I appreciate it!
by airenwaren
Mon Aug 18, 2014 11:01 am
Forum: Home Loan Forum
Topic: Will the bank accept the income from my previous job?
Replies: 7
Views: 6417

Re: Will the bank accept the income from my previous job?

Hey Otto, I am also self-employed and I am planning to buy a small one-bedroom flat in Sydney. Could you tell me what documents I would need to provide to the bank in order for them to verify my income and approve my loan?
by airenwaren
Tue Aug 12, 2014 3:43 pm
Forum: Home Loan Forum
Topic: Can an international student get a home loan in Australia?
Replies: 7
Views: 7043

Re: Can an international student get a home loan in Australi

I am studying graphic designing on a full scholarship funded by my university. I have signed a part-time employment contract with a firm and I currently earn $24,132 per annum through my job. Will not I be able to show this income while getting a home loan? How much will banks be willing to lend to ...
by airenwaren
Tue Aug 12, 2014 12:11 pm
Forum: Home Loan Forum
Topic: Can an international student get a home loan in Australia?
Replies: 7
Views: 7043

Can an international student get a home loan in Australia?

Hello Home Loan Experts, I am currently on a student visa (Subclass 573 – Higher Education) in Australia. I have been looking to buy an apartment in Brisbane, and have found one that really suits my needs. It is priced at $360,000. Since I do not have enough savings, I will need to take out a loan f...
by airenwaren
Mon Jul 14, 2014 3:12 pm
Forum: Home Loan Forum
Topic: Home loan for self-employed possible?
Replies: 7
Views: 6466

Re: Home loan for self-employed possible?

Well, I did use to work in a company that sold home décor products. I also think the other criteria matches up. Hopefully I will have my loan approved. I will ring you up in a few days to know if this is possible.