Search found 40 matches

by kitt
Fri Feb 27, 2015 2:01 pm
Forum: Home Loan Forum
Topic: How much can I borrow with a low doc loan?
Replies: 7
Views: 7059

Re: How much can I borrow with a low doc loan?

Thank you for the information and tips. I will talk to my accountant about this and get back to you.
by kitt
Fri Feb 27, 2015 12:11 pm
Forum: Home Loan Forum
Topic: How much can I borrow with a low doc loan?
Replies: 7
Views: 7059

Re: How much can I borrow with a low doc loan?

Hello home loan experts,

I am thinking about getting a low doc loan and I will need an accountant’s letter for that. However, I am not sure what needs to be included in the letter. Could someone in this forum please give me some idea about that?
by kitt
Wed Dec 31, 2014 1:42 pm
Forum: Commercial Loan Forum
Topic: How to get a commercial loan without much proof of income?
Replies: 7
Views: 10353

Re: How to get a commercial loan without much proof of incom

Thank you for the explanation. This thread has really been much informative to me.
by kitt
Wed Dec 31, 2014 12:34 pm
Forum: Commercial Loan Forum
Topic: How to get a commercial loan without much proof of income?
Replies: 7
Views: 10353

Re: How to get a commercial loan without much proof of incom

Hi everyone! I also want to buy a commercial property and stumbled upon this thread. However, I am confused about low doc loan and full doc loan. What do they really mean and how do they affect the interest rate that I will pay?
by kitt
Sat Nov 15, 2014 7:50 am
Forum: Property Investment Forum
Topic: How can we increase our borrowing capacity?
Replies: 7
Views: 34400

Re: How can we increase our borrowing capacity?

You’ve helped me understand a lot, Otto. But I think I’ll give you a call anyway to learn more. Cheers.
by kitt
Fri Nov 14, 2014 12:35 pm
Forum: Property Investment Forum
Topic: How can we increase our borrowing capacity?
Replies: 7
Views: 34400

Re: How can we increase our borrowing capacity?

Hello home loan experts! It hasn’t been long since I’ve completed paying off an investment loan. It was a painstaking task but I collected all of the major documents that I may need to provide to my accountant. What’s worse is that I was told that I may need to provide some additional documents as w...
by kitt
Tue Nov 11, 2014 2:21 pm
Forum: Home Loan Forum
Topic: How can I send my deposit to Australia?
Replies: 7
Views: 7337

Re: How can I send my deposit to Australia?

Thank you for the detailed explanation. I will give you a guys straightaway for assistance in my loan application.
by kitt
Tue Nov 11, 2014 12:50 pm
Forum: Home Loan Forum
Topic: How can I send my deposit to Australia?
Replies: 7
Views: 7337

Re: How can I send my deposit to Australia?

Now that you mention it, I already have an account with National Australia Bank. However, I have no idea about credit score and how it will affect my loan application. Could you please explain that to me?
by kitt
Tue Nov 11, 2014 11:21 am
Forum: Home Loan Forum
Topic: How can I send my deposit to Australia?
Replies: 7
Views: 7337

How can I send my deposit to Australia?

Hi home loan experts! I am from China and I want to buy a property in Melbourne as an investment. One of my friends has purchased a house there and he is pleased with his investment. However, he was saying that sending the deposit to Australia was a great hassle to him and cost him a lot more than h...
by kitt
Thu Oct 16, 2014 1:45 pm
Forum: Home Loan Forum
Topic: How much grant is available for a first home buyer?
Replies: 7
Views: 6041

Re: How much grant is available for a first home buyer?

I am not sure what couple of these points mean. I will give a call in the number written above to know more about it. Anyway, thanks for listing these out for me.
by kitt
Thu Oct 16, 2014 11:13 am
Forum: Home Loan Forum
Topic: How much grant is available for a first home buyer?
Replies: 7
Views: 6041

Re: How much grant is available for a first home buyer?

Hi there, like Aqua, I am also thinking about buying my first ever home. I am not really sure about the eligibility criteria. Could you list them down for me?
by kitt
Mon Sep 15, 2014 12:55 pm
Forum: Home Loan Forum
Topic: Is it possible to borrow 90% of the property value?
Replies: 7
Views: 6897

Re: Is it possible to borrow 90% of the property value?

Well, I want to know more about this guarantor loan. So I will call you in a few days to discuss about this.
by kitt
Mon Sep 15, 2014 11:00 am
Forum: Home Loan Forum
Topic: Is it possible to borrow 90% of the property value?
Replies: 7
Views: 6897

Re: Is it possible to borrow 90% of the property value?

Hi brokers, I am planning to buy a two bedroom house and I have looked at some properties in Melbourne. Most of them are worth around $5.5k. This means that I may have to borrow more than 90% of the property value. I think I will need to borrow more than 95% LVR. Will this be possible?
by kitt
Mon Sep 01, 2014 1:32 pm
Forum: Home Loan Forum
Topic: What will Australian house prices be after 10 years?
Replies: 7
Views: 6432

Re: What will Australian house prices be after 10 years?

Hi Otto,

I used the calculator and it suggests that we may be able to borrow more than a million dollars! Is it really accurate? What does the calculator take into account?
by kitt
Mon Sep 01, 2014 12:01 pm
Forum: Home Loan Forum
Topic: What will Australian house prices be after 10 years?
Replies: 7
Views: 6432

What will Australian house prices be after 10 years?

Hi there, I am thinking about buying a house in Australia. But I do not know if that will be a wise decision as I do not know the trend in the market. I would be grateful if someone could tell me about what the house prices may be after a couple of years. FYI I am planning to buy a house worth aroun...