Search found 49 matches

by Bukowski86
Mon Mar 02, 2015 4:37 pm
Forum: Home Loan Forum
Topic: What are the documents required to do my taxes?
Replies: 7
Views: 7193

Re: What are the documents required to do my taxes?

Thank you so much for the information. I will talk to my wife about this and give you a call if something comes up.
by Bukowski86
Mon Mar 02, 2015 3:15 pm
Forum: Home Loan Forum
Topic: What are the documents required to do my taxes?
Replies: 7
Views: 7193

Re: What are the documents required to do my taxes?

Hi there,

I live in Sydney and my wife and I are thinking about renting out our home. But we do not know about the tax implications for that. Could anyone in this forum please help us out?
by Bukowski86
Tue Feb 10, 2015 12:56 pm
Forum: Home Loan Forum
Topic: How much LMI will I pay?
Replies: 7
Views: 6694

Re: How much LMI will I pay?

Thanks for explaining things to me, Otto. I will share this info with my family.
by Bukowski86
Tue Feb 10, 2015 11:10 am
Forum: Home Loan Forum
Topic: How much LMI will I pay?
Replies: 7
Views: 6694

Re: How much LMI will I pay?

Hi everyone! I have heard that it may be possible for me to avoid paying LMI. Is it really true?
by Bukowski86
Mon Dec 15, 2014 4:01 pm
Forum: Home Loan Forum
Topic: Do I need 5% savings for a home loan?
Replies: 7
Views: 5950

Re: Do I need 5% savings for a home loan?

It is good to know that it is possible for me to get a home loan without genuine savings. Thanks for the information. Cheers!
by Bukowski86
Mon Dec 15, 2014 1:24 pm
Forum: Home Loan Forum
Topic: Do I need 5% savings for a home loan?
Replies: 7
Views: 5950

Re: Do I need 5% savings for a home loan?

Hi there!

I was going through this thread and I found out that I do not have genuine savings. I have 10% of the purchase price available that was gifted by my parents. Can I still get a home loan?
by Bukowski86
Wed Dec 03, 2014 7:08 pm
Forum: Home Loan Forum
Topic: How do banks consider bed and breakfast loans?
Replies: 7
Views: 6341

Re: How do banks consider bed and breakfast loans?

I see. Thanks for the info, Otto.

I’ll make sure to surf through your website and call you if I want to learn more. Bye.
by Bukowski86
Wed Dec 03, 2014 9:09 am
Forum: Home Loan Forum
Topic: How do banks consider bed and breakfast loans?
Replies: 7
Views: 6341

Re: How do banks consider bed and breakfast loans?

Hi, I want to take a home loan to purchase a hotel unit. I found that a hotel unit mortgage is available and that I can apply for it. How much can I borrow on this type of loan?
by Bukowski86
Mon Nov 17, 2014 5:34 pm
Forum: Commercial Loan Forum
Topic: How much can I borrow with an SMSF commercial loan?
Replies: 7
Views: 38523

Re: How much can I borrow with an SMSF commercial loan?

Wow, thanks a lot! I didn’t think you’d reply so fast and with so much info. I searched for a long time and all I found were outdated rates. I had a look at your website and it looks great. I’ll give you a call by the end of this week to discuss my situation and loan needs :)
by Bukowski86
Sat Nov 15, 2014 2:19 pm
Forum: Commercial Loan Forum
Topic: How much can I borrow with an SMSF commercial loan?
Replies: 7
Views: 38523

Re: How much can I borrow with an SMSF commercial loan?

Hello, A good friend of mine suggested me to make use of this forum, which is why I’m here. I was looking through a few threads and this one interested me a lot. I learnt quite a bit about SMSF commercial loans from this, but I’m more interested about learning the interest rates for commercially sec...
by Bukowski86
Sat Nov 08, 2014 12:56 pm
Forum: Home Loan Forum
Topic: Is there special home loan provision for physiotherapists?
Replies: 7
Views: 5374

Re: Is there special home loan provision for physiotherapist

Hi there,

I am also a doctor. Could anyone tell me what kinds of doctors are eligible for discounts on their home loans as medical professionals?
by Bukowski86
Mon Oct 27, 2014 2:12 pm
Forum: Home Loan Forum
Topic: How much LMI will I pay?
Replies: 7
Views: 5788

Re: How much LMI will I pay?

Thanks for the explanation. I will call you guys soon to discuss my loan application.
by Bukowski86
Mon Oct 27, 2014 12:56 pm
Forum: Home Loan Forum
Topic: How much LMI will I pay?
Replies: 7
Views: 5788

Re: How much LMI will I pay?

Thanks for the reply, Otto. I used the calculator and it said that the LMI premium may range from $7,475 to $12,002. Why do I need to pay different LMI premiums with different banks. Also, there was something mentioned about LMI capitalisation. I am not entirely sure what that means. Could you also ...
by Bukowski86
Mon Oct 27, 2014 11:45 am
Forum: Home Loan Forum
Topic: How much LMI will I pay?
Replies: 7
Views: 5788

How much LMI will I pay?

Hi everyone! I am a crane operator for a construction company in Canberra. My annual income is $84,000. I am thinking about buying a new house. I am looking at a property that is priced at $750,000. I can put a deposit of about $100,000 from my savings for that. I was talking to my friends the other...
by Bukowski86
Mon Oct 13, 2014 1:45 pm
Forum: Home Loan Forum
Topic: Possible to qualify for a home loan discount?
Replies: 7
Views: 5504

Re: Possible to qualify for a home loan discount?

Oh okay, thanks for providing this info. :) See you!!