Search found 6 matches

by DeeO
Sat Nov 27, 2010 10:19 pm
Forum: Home Loan Forum
Topic: Paying 12% interest rate Help
Replies: 3
Views: 6774

Re: Paying 12% interest rate Help

Thanks for getting back to me so quickly.. I have few questions I hope we dont have any trouble getting a full doc loan we have been in business for 4 years and have BAS/Accountant does our tax etc and we have no defaults... I have one late payment on my mortgage it was 2 days late(honestly forget t...
by DeeO
Fri Nov 26, 2010 8:33 pm
Forum: Home Loan Forum
Topic: Paying 12% interest rate Help
Replies: 3
Views: 6774

Paying 12% interest rate Help

Hi My husband and I are self employed and so refinanced 2 years ago with PEPPER HOME LOANS at the time the interest rate on our loan was 8.5% ( other loans were about 7.5%) then the Global economic crisis hit and Pepper wouldnt drop their interest rates, all other loans rates were going down and I t...
by DeeO
Thu Jun 10, 2010 9:56 am
Forum: Home Loan Forum
Topic: If building a new house can you borrow to establish it....?
Replies: 1
Views: 4023

If building a new house can you borrow to establish it....?

Here is my situation...I have a block of land that is valued at $300,000 I owe $170,000 on it. The House I want to build on the land will cost about $300,00 inc sheds, carpet, floor coverings and establishing the garden....so my total loan will be about $470,000 Does any one know if the bank will va...
by DeeO
Wed Mar 17, 2010 7:21 pm
Forum: Home Loan Forum
Topic: Self employed refinance
Replies: 5
Views: 6780

Re: Self employed refinance

Thanks for that
We will hear from our accountant regarding our 08/09 tax soon and ill give you a call
Dee
by DeeO
Tue Mar 16, 2010 10:02 am
Forum: Home Loan Forum
Topic: Self employed refinance
Replies: 5
Views: 6780

Re: Self employed refinance

Thankyou for your reply

We do have good credit and have paid our loan well

We had 1 month were we contacted the bank and asked them to take out the loan repayment a few days later, which they did...Will this effect our chances?
also is the interest rate on a loan like this competitive?

Thanks
Dee
by DeeO
Mon Mar 15, 2010 11:17 pm
Forum: Home Loan Forum
Topic: Self employed refinance
Replies: 5
Views: 6780

Self employed refinance

Hi everyone My question is... can the self employed get a traditional home loan My husband and I Own 2 properties and we want to refinance our PPOR we owe $404000 and have exit fees of $12000..Our current homeloan provider didnt drop the interest rates when the rest of the banks were and so we are p...

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