Investment Loans
Buy Four Properties On One $100K Income
Did you know that if you have a trust, you may be able to use it to increase your borrowing power? How? You can set up an advanced strategy that allows you to exclude debts from serviceability assessments if an accountant can confirm for lenders that a property is positively...
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bookmarkTags: Borrowing power, Investment Strategy, Investors, rent
Revealing The Investment Strategies Of Wealthy Individuals
High-net-worth clients, those who’ve achieved financial success, have distinct investment strategies that differentiate them from others. Let’s unveil some of the secrets behind their success and peek into the investment strategies they use to maintain and increase their...
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Why Chinese Investors Choose Home Loan Experts
Are you a Chinese investor thinking about buying property in Australia? You’re not alone. Recent Treasury data shows that Chinese investors are increasingly interested in Australia’s property market. They spent a record $2.3 billion on residential real estate in the...
Read morefolderCategory: Chinese investors, Expat home loan, Hong Kong investors, Investment Loans, Non resident home loan, Overseas Borrowers
bookmarkTags: Chinese home loan, Chinese investors, Expat home loan, Foreign buyer, Home Loan In Cantonese, Home Loan In Mandarin, Hong Kong home loan, Hong Kong investors, Non resident mortgage
6 Signs You’re Ready To Invest In Property In 2023
This could be the year you start your property investment journey. There are positive trends for those with capital to invest: Property prices are falling, making it more affordable to make repayments, even in a current high-interest-rate environment. CoreLogic’s Home...
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6 Traps Of Overseas Property Investing
The Australian property market is an investor’s paradise thanks to robust house prices that are likely to continue to grow over the next few years. For investors though, it’s not hard to wonder if and when the good times will come to an end. Rather than trying to choose...
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Home Loan With Spouse’s Income
Many couples choose to separate the ownership of assets from the source of income. For example, the husband may have a good income and the wife may buy the family home in her name with a home loan in both names. Unfortunately, many banks don’t like this structure or many...
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APRA Tells The Banks What To Do
Did you know that the Australian government monitors and reviews the lending criteria of the banks? The Australian Prudential Regulation Authority (APRA) released for consultation ‘APG 223 – Residential Mortgage Lending’, a draft prudential practice guide intended...
Read morefolderCategory: Credit Score, Home Loan Articles, Investment Loans, Lenders Mortgage Insurance, Low Doc Loans, News, No Deposit Home Loans, Overseas Borrowers, Policy Changes, Unusual Employment Loans
bookmarkTags: Banks, Credit Checks, Credit Score, Government, Home, Home Loan, Lenders, Lenders Mortgage Insurance, Loan, Mortgage, Mortgage Broker, News, Non-Resident, Over 55, Report
Pension Age: A Win For Older Borrowers
In 2010, the National Consumer Credit Protection Act came into effect. Although it was intended to protect borrowers from irresponsible lending practices, the unintended victims were older borrowers. You see, the new legislation requires banks to prove that you can afford...
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bookmarkTags: Government, Home, Home Loan, Investment, Investment Strategy, Investors, Lenders, Loan, Mortgage, News, Over 55, Property Investment
Significant Investor Mortgages
Are you a high net worth (HNW) foreign investor seeking to invest in Australia? Since the Australian government introduced its Significant Investor Visa (SIV) scheme in November 2012, it has never been a better time for foreigners to invest in a vibrant and diverse economy. Best...
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bookmarkTags: Investment, Investment Strategy, Investors, Loan, Mortgage, News, Non-Resident