Which Mortgage Broker will you use?
Home Loan Experts says it all. While most Mortgage Brokers are disorganised, biased towards one lender and poorly trained we are setting an example by delivering what we promise: a higher level of service, better advice and better loans!
Why are we different?
What sets us apart from the competition?
FREE service
Did you know that some brokers actually charge a fee for difficult loans? Our services are completely free for standard residential loans such as buying a home, refinancing or a construction loan. We will only charge a brokerage fee if the lender or bank doesn't pay us. This can apply to certain types of short term loans, small loans and some types of commercial finance.
It is a common misconception that because the lender has to pay us a commission that they will charge you a higher rate. This simply isn't true. If you applied directly with a lender then they would have to pay a bank manager instead! Some lenders such as Citibank & ING prefer to deal only with brokers due to the lower cost of not requiring a bank branch network.
Australia wide
Are you out in the bush? Interstate? Overseas? To us it doesn't matter, we can deal with anyone who is buying or refinancing a property in Australia. Our business is streamlined to enable us to efficiently deal with your application by mail, phone, fax or email.
Over 40 lenders
A lot of brokers claim to have a large panel of lenders but this can be very misleading. Did you know that some brokers have been denied accreditation or had their accreditation cancelled by some of their lenders? We have never had accreditation denied or cancelled and can deal with all major bank and non bank lenders.
MFAA & COSL membership
As both a member of the MFAA and COSL we are bound to uphold the highest level of standards with our work. Members must meet strict experience, education, ongoing training and insurance requirements to renew their membership each year. Only the most professional mortgage brokers are members of the MFAA & COSL.
Expertise to guide you when nobody else can
If you've had a look around our website you might notice that we've given you a lot of information about some select areas such as low doc loans, fixed rate loans and employment issues and their effect on obtaining loan approval. These are some of our specialties! We know which lenders will help and which ones will not! It isn't uncommon for us to get your loan approved with a bank that had declined your loan when you had approached them directly! Deal with the Home loan experts to get the job done right the first time.
